SmartWills Berhad officially launched SmartWills Wasiatku, an integrated Shariah-compliant digital Islamic estate planning platform designed to make estate planning more accessible, convenient and easier to understand for Malaysians.
Developed by its subsidiary, Wasiatku Fintech Sdn Bhd, SmartWills Wasiatku combines wasiat (wills), hibah (gifts), faraid (inheritance distribution) and estate administration into a single ecosystem.
The platform is designed to be affordable, accessible and secure, utilizing bank-grade encryption to help users manage their estate planning seamlessly.
In conjunction with the launch, SmartWills Wasiatku and Palladium Trustee Berhad signed a Memorandum of Understanding (MoU) to establish a strategic partnership aimed at strengthening Malaysia’s Islamic estate planning and administration ecosystem through a combination of digital technology and professional trustee expertise.
The MoU signing ceremony was held at Tropicana Golf & Country Resort, Petaling Jaya, Selangor on Sept 12, 2026.
SmartWills Wasiatku offers three key solutions:
- Wasiatku Plan – This plan focuses on estate distribution and is divided into three options: Wasiatku Asas, which structures estate distribution according to applicable Faraid principles; Wasiatku Lanjutan, which follows Faraid principles but also allows up to one-third (1/3) of the estate to be allocated to eligible non-Faraid beneficiaries and purposes, subject to Islamic principles and requirements; and Wasiatku PLUS Series which provides a specialized planning option for non-Malaysians who hold assets within Malaysia.
- SmartHibah Plan – This plan allows individuals to gift specific assets, offering two distinct options based on their asset profile and planning needs: SmartHibah Direct tailored for gifting one specific asset; and SmartHibah Care tailored for gifting up to three assets.
- SmartFaraid – an online service that enables beneficiaries to digitally initiate Faraid applications with the relevant local Shariah Court. Professional assistance is also available through SmartWills Wasiatku’s panel of Shariah lawyers.
Under the strategic partnership, Palladium Trustee Berhad serves as the exclusive trustee company for SmartWills Wasiatku, managing and protecting Muslim clients’ estates across Malaysia.
Palladium Trustee Berhad’s roles include acting as the executor or administrator of estate, trustee and custodian, subject to the terms and scope of services agreed between both parties.
The partnership combines SmartWills Wasiatku’s digital platform and Shariah-compliant estate planning solutions with Palladium Trustee Berhad’s professional expertise in Islamic estate planning, trusteeship and estate administration.
This approach offers greater continuity across the estate planning journey – from planning and documentation during a client’s lifetime to the eventual administration and distribution of the estate.
The event also witnessed SmartWills Wasiatku formalising collaborations with both its Legal Advisor and a comprehensive Panel of Shariah Lawyers representing every state in Malaysia, further strengthening the professional support available within its Islamic estate planning ecosystem.
Norazmi Samsuri, strategic director of SmartWills Wasiatku, said the partnership represents an important step towards providing a more comprehensive Islamic estate planning solution.
“This partnership allows SmartWills Wasiatku to offer a more comprehensive solution to users. It is not just about providing technological convenience, but is also backed by professional expertise in the execution of wills, trusts, estate administration and document safekeeping,” he said.
Meanwhile, Julia Mustaffa, managing director of Palladium Trustee Berhad, said the collaboration would combine the accessibility of digital technology with professional trustee and estate administration expertise.
“Through this partnership with SmartWills Wasiatku, we are able to combine Palladium Trustee Berhad’s experience and expertise in Islamic trusteeship and estate administration with the convenience of digital technology, making Islamic estate planning more accessible to the public,” she said.
Both parties believe the collaboration will encourage more Malaysians to plan their estates earlier and ensure that their final wishes and estate matters are eventually implemented and administered in a more structured and organised manner.
SmartWills Wasiatku is expanding its reach by partnering with Takaful agents and Shariah financial planners to ensure more Malaysians have access to essential Islamic estate planning solutions like wasiat, hibah and faraid.
By connecting digital technology, professional estate planning, Shariah legal expertise and trustee services, SmartWills Wasiatku aims to build a more integrated Islamic estate planning ecosystem for Malaysian families.
